Debt Assistance Programs in Baton Rouge, Louisiana
Managing debt can be overwhelming, but residents of Baton Rouge, Louisiana, have access to various programs designed to provide relief and guidance.
In this article, we'll explore several reputable organizations and services that can help you regain control of your finances.
Table of Contents
- InCharge Debt Solutions
- Money Fit by DRS
- Money Management International (MMI)
- Louisiana Office of Student Financial Assistance (LOSFA)
- Louisiana Department of Revenue - Office of Debt Recovery
InCharge Debt Solutions
InCharge Debt Solutions is a nonprofit organization offering free credit counseling and debt management programs to Louisiana residents.
They work with creditors to reduce interest rates, helping you achieve an affordable monthly payment plan to eliminate credit card debt within 3 to 5 years.
To learn more, visit their website:
Money Fit by DRS
Money Fit by DRS is a nonprofit organization that assists Baton Rouge residents through debt consolidation, credit counseling, and financial education.
They specialize in combining unsecured debts into a single, manageable monthly payment, often negotiating with creditors to lower interest rates or waive fees.
For more information, visit their website:
Money Management International (MMI)
MMI provides nonprofit financial education and counseling to consumers dealing with debt, budgeting, housing, and student loan concerns.
They offer services nationwide, including in Baton Rouge, with options for in-person, phone, and online counseling.
To schedule an appointment or learn more, visit their website:
Louisiana Office of Student Financial Assistance (LOSFA)
LOSFA administers Louisiana's merit-based Taylor Opportunity Program for Students (TOPS) scholarship, need-based Louisiana GO Grant scholarship, and other financial assistance programs.
They also provide resources for college access, financial literacy, and support services to help students manage educational expenses and minimize student loan debt.
For more information, visit their website:
Louisiana Department of Revenue - Office of Debt Recovery
The Office of Debt Recovery (ODR) is a centralized debt collection unit authorized to collect delinquent debt owed to the state of Louisiana.
If you have outstanding state debts, ODR can assist with setting up payment arrangements and providing information on debt resolution options.
To learn more, visit their website:
By exploring these resources, Baton Rouge residents can find the support they need to manage and overcome debt challenges.
Remember, seeking assistance is a proactive step toward financial stability and peace of mind.
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